What is YO Protocol?
YO (Yield Optimizer) is a non‑custodial protocol that automatically allocates deposited crypto across the highest risk‑adjusted yield pools spanning multiple chains. Built on the ERC‑4626 standard, each yoToken (like yoETH, yoBTC, yoUSD) represents proportional ownership of a vault that earns continuously by rebalancing into vetted yield strategies. Users simply deposit and receive yoTokens—no manual harvesting required. The vaults monitor performance and rebalance daily, leveraging Exponential.fi’s risk ratings to guide allocations and avoid unnecessary gas or bridge fees. YO vaults also maintain liquidity buffers to enable instant withdrawals under a threshold; larger redemptions may take up to 24 hours due to asynchronous unwind mechanics. The entire system has been audited, incorporates access control measures, and can pause if valuation thresholds are breached—a design prioritizing automation with transparency and safety.
