What is Avalon Finance?
Avalon Finance is a CeDeFi lending protocol that allows users to borrow stablecoins using Bitcoin as collateral—without needing to sell their BTC. By blending centralized capital sources with decentralized infrastructure, Avalon delivers fixed-rate, on-chain loans with institutional-grade security and blockchain transparency.
At the core of the protocol is USDa, a Bitcoin-backed stablecoin that users can borrow at a fixed 8% annual rate. Loans are collateralized with BTC or its wrapped equivalents (such as WBTC or BTCB), and all positions are managed transparently via smart contracts. Avalon’s structure ensures borrowers retain full exposure to Bitcoin’s upside while unlocking capital to deploy elsewhere.
Avalon is multi-chain, currently live on Ethereum and Arbitrum, with plans to expand further. Its hybrid CeDeFi model enables efficient access to liquidity from institutional sources while maintaining the benefits of on-chain execution, self-custody, and real-time monitoring.
By unlocking idle Bitcoin in a sustainable and predictable way, Avalon Finance bridges the gap between traditional capital and decentralized finance—empowering BTC holders with stable, yield-generating opportunities across DeFi.
