What is Fluidkey?
Fluidkey is a self-custodial financial interface that enhances privacy, yield, and fiat access—while keeping users fully in control of their assets. By generating unique stealth addresses or private ENS names for each payment, it prevents address linkability while centralizing management in a seamless dashboard.
The platform supports auto-earn, which automatically moves received ETH, USDC, or other tokens into audited lending protocols like Aave and Morpho to earn yield, with built-in moderation via Gauntlet. Users can also perform bank transfers (IBAN, ACH, Wire) directly from their Fluidkey account in USD and Euro—no fees up to €$20k/month.
Fluidkey rolls out Fluidkey Score, a privacy-preserving, non-transferable ERC-20 on Base reflecting user activity—unlocking perks and verifiable creditworthiness. With label-based fund management, multi-chain coverage (Ethereum, Base, Arbitrum, Optimism, Polygon, Gnosis), and full audit backing, it blends privacy, self-custody, yield generation, and fiat accessibility—all without relinquishing control.