What is SmartCredit?
SmartCredit is an AI-driven decentralized finance (DeFi) platform that functions as a self-custodial neobank. It facilitates peer-to-peer lending and borrowing without intermediaries, offering fixed-term and fixed-interest-rate collateralized loans. This platform connects lenders and borrowers directly, allowing users to lend and borrow various cryptocurrencies and stablecoins efficiently and securely. SmartCredit.io's primary features include personal fixed income funds for lenders, leveraging AI and Big Data analytics for enhanced security and transaction monitoring, and providing a unique crypto credit score for assessing borrower creditworthiness.